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May,2019 Issue

Abstract:

Introduction
Determination of age is prerequisite for personal identification in living as well as dead.  Age estimation becomes a valuable tool to assist in administration of many civil and criminal procedure codes. Questions of juvenility are often a question that has to be answered correctly in connection with criminals of younger age group in cases where biological study of maturity of a child has to be performed to access the development of a child, age estimation is of paramount importance. 
Material and Methods
The present study was carried out on 100 healthy students (50 males&50 females). The subjects aged between 16-22 year of mbbs first year, Dr. S.N. Medical College, Jodhpur (Rajasthan)  Radiological specification -X ray of  left hand and wrist-AP view.KV- 45 (centering midway between tip of mid finger and wrist).mAs-8-12
Result & Conclusion
The process of union of epipyseal ends starts around 16 years of age in both male and female. Epiphyseal fusion at lower end of radius occurs in advance of the lower end of ulna and the difference is about one year.
Average age for complete epiphyseal fusion of lower end of radius among the people of western Rajasthan is 18-19 years for males and 17-18 years in females.
Average age for complete epiphyseal fusion of lower end of ulna among the people of western Rajasthan males is 19-20 years and for females 18-19 years. Average age of fusion of the base of the first metacarpals complete in 16-17 years in females and 17-18 years in males.
In current study it is observed that fusion of epiphyseal ends of phalanges of proximal row completes in 18-19 years in females and 18-19 years in males, middle row complete in 18-19 years in females and in male complete in 18-19 years, in distal phalanges fusion complete in 18-19 years in females and 18-19 years in females. 


2.PRUDENTIAL GUIDELINES AND DEPOSIT MONEY BANKS PERFORMANCE IN NIGERIA

Raphael I. Adeghe, Sunday M. Aguwamba, Stanley O. Edobor

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Abstract:

This study is on prudential guidelines and deposit money banks’ performance in Nigeria. It specifically examined effect of bank financial strengthen and ratios in terms of asset quality, capital adequacy, liquidity, leverage and bank size on bank performance in Nigeria. It is a longitudinal study covering a time frame of five (5) years (2011-2015). Historical data was obtained from the financial statements and accounts of twelve (12) sampled banks selected through purposive sampling technique. Data was analysed using descriptive statistics and statistical tool, panel least square (PLS) regression. The diagnostics test consisted of Jacque- Bera test for checking for normality, Pearson correlations for the purpose of checking for the presence of multicollinearity and Hausman test for the purpose of ascertaining whether to use fixed or random effect panel least square regression. Data was estimated with computer software known as E-views 8.0 and statistical package for Social sciences (SPSS) version 21. The study revealed that Asset quality and leverage have significant effect on bank performance, while capital adequacy, Liquidity and   bank size have no significant effect suggesting that they are weak determinants but have positive relationship with bank performance in Nigeria. The study recommended that banks in Nigeria should endeavor to always increase their capital base from time to time and banks should acquire more assets especially investment securities and non-interest cash from other banks.